ABSTRACT Decentralization is assumed to bring about better efficiency in the distribution of public goods and services at the local level. Interestingly, this acclaimed position of decentralization depends largely on the belief that local governments will in practice exercise much fiscal discretion when it comes to the allocation of resources than the central government. However, to the shock of many, local assembly’s fiscal discretion appears to be very controlled in the sense that most l...
ABSTRACTThe importance of the rural banking in the economic development of a country cannot be overlooked. Hence, banks and other financial institutions are considered to be a vital role for the development of the rural economy in Ghana. The Government of Ghana through the Bank of Ghana introduced and established Rural Banks in 1976 as one of the strategies to facilitate the development of rural communities. Aside inculcating the habit of banki...
ABSTRACT The study aimed generally to determine the scope of financial literacy and personal financing by people in the Cape Coast Metropolis. Under subscription of questionnaires led to 436 respondents from the cluster sampling method being used in the analysis. This allowed the determination of the various components and factors of financial literacy and personal finance. Factor analysis determined which indicators from various scenarios respo...
ABSTRACT Over the years, NGOs have emerged as a key player in the field of microcredit. They have played the role of intermediary in starting and participating in micro-credit programmes by creating awareness of the importance of microcredit within the community. They have also created opportunities to learn about the principles and practices of microcredit. One of such NGOs is Plan Ghana, which has since 2005 been promoting access to credit among women’s groups in the Sissala West Di...
ABSTRACT Knowledge and utilisation of e-banking facilities by customers of financial institutions have attracted increasing attention in both the developed and developing world due to importance of e-banking in influencing faster business activities. This study examined the knowledge and utilisation of ebanking facilities in 3 branches of the National Investment Bank, Central Region of Ghana. The branches are Cape ...
ABSTRACT The study assessed employees’ satisfaction with employers support for higher education at Ecobank Ghana Limited. Data for the study was obtained from a sample of one hundred (100) respondents through self-administered questionnaires. Both qualitative and quantitative data were used for the study. The results indicated that training and development help improve employees’ performance within organizations, the study showed that the input from employers was minimal or non-existent...
ABSTRACT The concept of decentralisation as a developmental phenomenon comes with it, financial decentralisation and autonomy in which case the subnational institutions are enjoined to generate their own revenues for their developmental activities within their geographical areas. The study was to find out to what extent the Ahanta West District Assembly prosecutes its service delivery functions with its own internally generated revenues, and to examine�...
ABSTRACT Free-trade policies across countries have allowed an influx of diverse nonalcoholic drinks into Ghana. Frequent consumption of such drinks may contribute to non-communicable diseases (NCDs). The study evaluated the microbial quality and physico-chemical properties of selected non-alcoholic drinks in the Cape Coast Metropolis. Out of 122 non-alcoholic drinks catalogued, 22 were analysed. Aerobic mesophilic counts, total coliforms (TC), faecal ...
ABSTRACT The study analysis shareholders’ economic value added (EVA) as a performance measure of selected listed Banks in Ghana to provide evidence about its ability as a measure compared to conventional accounting ratios: return on equity (ROE), return on assets (ROA) and earning per share (EPS). To achieve this, EVA of listed banks on the Ghana Stock Exchange was compared with traditional accounting ratio...
ABSTRACT The purpose of the present research was to explore the impact of organizational culture on the job satisfaction and employees’ commitment in the University. Data for the study was collected through self-administered questionnaire at the University. The sample size consisted of 80 employees from different department at the University of Education. The findings of this study show the existence of a clear link between employees’ job satisfaction and organizational culture in both ...
ABSTRACT A former South African Minister of Finance, Trevor Manuel stated that the obligation to pay one’s fair share of taxes as and when they fall due is part of the new morality which democratic governance must inculcate in every South African. He accepted that tax evasion and fraud are among the most insidious forms of criminality that plague the South African society and that millions of Rand are diverted every day from the fiscus by tax criminals (Oberho...
ABSTRACT The purpose of the study was to investigate the prevalence and adherence to food taboos associated with pregnancy in the Kasoa-Zongo community. The study employed descriptive cross-sectional survey, specifically, mixed-methods and combination of purposive, snowballing, and convenience sampling methods were used to select 106 respondents for the study. Structured questionnaires, with both closed- and open-ended items were used for data collection and analysed using SPSS version 20 b...
ABSTRACT Canonical finance theory holds that capital should move to the assets with the greater risk premium. Does foreign direct investment (FDI) move to countries with a higher country risk premia? We address this question in this study. We proxied country risk premium as the difference between the equity risk premium of an Africa country and the equity risk premium of US, sovereign bond spread and we measured foreign direct investment as the foreign inflows scaled by gross domesti...
ABSTRACT The evolution of accounting theory has led to the development of ways to improve corporate reporting with the aim to make corporate reports more transparent and user friendly to all stakeholders. The main objective of the study was to determine the development of Integrated Reporting (IR) in Ghana, among practicing accountants. The study adopted the qualitative research approac...
ABSTRACT The study was to investigate the impact of microfinance institutions in the livelihood of women using Sinapi Aba Trust, in Central Market and Bantama sub metro in the Ashanti region. The researcher gathered the data through the use of questionnaires and interviews. Questionnaires were given to women who could read and write to fill. Interviews were conducted with some staff of the MFI about the organization and the performance of Microfinance Scheme. A sample of forty of them was i...