ABSTRACT The study was seeking to determine the impact of commercial banks credit on SME financing in Kenya. The scope of the study was the 43 commercial banks presently operating in Kenya. A descriptive survey was undertaken in order to measure the cause and effect of relationships between the commercial banks returns on equity and SMEs financing. It also described the relationship between the ratio of commercial bank loans to SMEs to the total loans in the Economy. Secondary data was obtain...
ABSTRACT Youth unemployment is on the rise in Narok County as it poses huge economic challenges and it leads to unsustainable growth of the economy. The aim of this research is to investigate the effects of youth unemployment and how it affects income. The econometric model that was used in the empirical analysis is the Mincerian earnings function model. The following diagnostic tests were carried out; multicollinearity and heterocedasticity. The study shows that youth unemployment greatly a...
ABSTRACT For any government to effectively carry out its primary function and other subsidiary functions, it requires adequate funding. Taxation generates public funds to governments through structured approaches. The amount of tax revenue realized or expected by any state is determined and influenced by various economic factors ranging from micro to macro-economic. In Kenya, tax revenues have, for quite some time, remained low relative to the effort and tax policies in place. This study exam...
ABSTRACT This study was conducted to assess the factors that influence accessibility of information by coffee smallholder farmers using selected ICT channels in mt elgonSub County. Systematic sampling technique was used to interview 500 sample populations from kapkateny ward, chebyukward, cheptais ward, Elgon word,kaptama ward. The researcher expects to administer questionnaires in a face-to-face interview. Data would be collected using frequencies in tables, bar charts. Chi-...
ABSTRACT Micro finance institutions refer to small, saving and insurance services extended and economically disadvantaged segment of society. In the past ten years micro finance is emerging as powerful tool of growth in Kenya economy. This has resulted from increasing success in terms to reach the poor and sustaining delivery services. However large number of those engaged in microfinance services continue to struggle with sustainability. The research sought to establish the factors affecting...
ABSTRACT: Kenya has devolved funds to grass root level with the aim of bringing services and development close to its citizens in view of vision 2030. However a report by the controller and Auditor General in Kenya gazette 2010 uncovered massive misappropriation of Constituency Development Funds in Constituencies. Inspite of this, other constituencies were reported as posting remarkable performance. The purpose of this study was to examine the role of devolution on economic development. A des...
ABSTRACT The purpose of this study was to investigate factors that influence economic growth in Kenya. This study was guided by such objectives as to determine how inflation, unemployment and population growth influence growth of the economy of Kenya. The study adopted both quantitative and qualitative research approaches to explain the interplay of both endogenous and exogenous variables to bring about an effect on the economic growth of Kenya. The area of study is the whole of Kenya, a coun...
ABSTRACT The motive behind carrying out of this study was the ever changing and unstable profitability levels experienced in the Zimbabwe banking sector particularly after the adoption of various branchless banking activities by various commercial banks. The purpose of this study was to investigate the relationship between the branchless banking activities and profitability of banks using a case study of commercial banks in Zimbabwe. Various theories and empirics were reviewed and have revea...
ABSTRACT This study considers the effect of urbanisation on key economic, social and environmental variables. These variables are used to develop indices to measure sustainable development in the urban areas of South-West Nigeria. It is done by assessing the impact of urbanisation and some other driving force of development on urban economic growth and the quality of life and quality of the environment in the area. A thorough review of issues and concerns relating to urbanization economic gro...
ABSTRACT Sugar industry in Kenya supports livelihood of 25% of the population both directly and indirectly. The industry accounts for about 15% of Agricultural Gross Domestic Product and is a major employer for most households in Western Kenya. Sugarcane outputs in Kenya have been on the decline from a modest 73 tons to 55 tons per hectare between the years 2009 and 2014. This decline has attracted researchers to this area of study; however, most studies have mainly focused on agricultural de...
ABSTRACT Solid wastes management in most states of Nigeria especially in Lagos State is unsatisfactory despite consuming a relatively high proportion of the State's budget. This tends to 'crowd out other social amenities. Most of the attempts made to improve performance in the discharge of solid waste services have focused mainly on supply-side activities such as collection and disposal capacity which have failed to yield very desirable results. On this premise, this thesis therefore explored...
ABSTRACT The thesis examines the dynamics of fiscal performance in the Zimbabwean economy. The study used annual time series data starting from the year 1990 up to 2018 to establish the economic factors contributing to budget deficits. During the period under review, Zimbabwe has experienced perpetual budget deficits except during the years 2009, 2010 and 2011 were budget surpluses were chronicled. The fiscal imbalance that has characterised the economic landscape of Zimbabwe has had negati...
This study examines the interactive effects among road transport infrastructure development, economic growth and poverty level in Nigeria. This was with the view to providing empirical evidence on the linkages among road transport infrastructure, economic growth and poverty level. The study used secondary data. Annual time series data from 1980 to 2013 on road network, Real Gross Domestic Product (RGDP) and Real Consumption Expenditure per Capita were collected from Central Bank of Nigeria (C...
ABSTRACT Studies on technical efficiency and financial sustainability of firms respectively, have captured the attention of many scholars in both developed and developing economies over several decades. There are patchy empirical evidences however, that link technical efficiency and financial sustainability of small scale agro-processing firms in the context of developing economies like Tanzania. Sunflower Oil Processing Firms are of no exception as the sub-sector is dominated by small scale...
ABSTRACT The primary objective of this study was to establish the determinants of willingness to pay for AIDS levy by civil servants in Gweru District. A sample of 328 civil servants in Gweru was surveyed by the researcher using two-stage cluster sampling technique. Civil servants were first grouped according to their Ministries representing clusters and then a simple random sampling was employed from each cluster to collect data. The researcher employed the theory of contingency valuation ...