ABSTRACT The motive behind carrying out of this study was the ever changing and unstable profitability levels experienced in the Zimbabwe banking sector particularly after the adoption of various branchless banking activities by various commercial banks. The purpose of this study was to investigate the relationship between the branchless banking activities and profitability of banks using a case study of commercial banks in Zimbabwe. Various theories and empirics were reviewed and have revea...
ABSTRACT This study considers the effect of urbanisation on key economic, social and environmental variables. These variables are used to develop indices to measure sustainable development in the urban areas of South-West Nigeria. It is done by assessing the impact of urbanisation and some other driving force of development on urban economic growth and the quality of life and quality of the environment in the area. A thorough review of issues and concerns relating to urbanization economic gro...
ABSTRACT Sugar industry in Kenya supports livelihood of 25% of the population both directly and indirectly. The industry accounts for about 15% of Agricultural Gross Domestic Product and is a major employer for most households in Western Kenya. Sugarcane outputs in Kenya have been on the decline from a modest 73 tons to 55 tons per hectare between the years 2009 and 2014. This decline has attracted researchers to this area of study; however, most studies have mainly focused on agricultural de...
ABSTRACT Solid wastes management in most states of Nigeria especially in Lagos State is unsatisfactory despite consuming a relatively high proportion of the State's budget. This tends to 'crowd out other social amenities. Most of the attempts made to improve performance in the discharge of solid waste services have focused mainly on supply-side activities such as collection and disposal capacity which have failed to yield very desirable results. On this premise, this thesis therefore explored...
ABSTRACT The thesis examines the dynamics of fiscal performance in the Zimbabwean economy. The study used annual time series data starting from the year 1990 up to 2018 to establish the economic factors contributing to budget deficits. During the period under review, Zimbabwe has experienced perpetual budget deficits except during the years 2009, 2010 and 2011 were budget surpluses were chronicled. The fiscal imbalance that has characterised the economic landscape of Zimbabwe has had negati...
This study examines the interactive effects among road transport infrastructure development, economic growth and poverty level in Nigeria. This was with the view to providing empirical evidence on the linkages among road transport infrastructure, economic growth and poverty level. The study used secondary data. Annual time series data from 1980 to 2013 on road network, Real Gross Domestic Product (RGDP) and Real Consumption Expenditure per Capita were collected from Central Bank of Nigeria (C...
ABSTRACT Studies on technical efficiency and financial sustainability of firms respectively, have captured the attention of many scholars in both developed and developing economies over several decades. There are patchy empirical evidences however, that link technical efficiency and financial sustainability of small scale agro-processing firms in the context of developing economies like Tanzania. Sunflower Oil Processing Firms are of no exception as the sub-sector is dominated by small scale...
ABSTRACT The primary objective of this study was to establish the determinants of willingness to pay for AIDS levy by civil servants in Gweru District. A sample of 328 civil servants in Gweru was surveyed by the researcher using two-stage cluster sampling technique. Civil servants were first grouped according to their Ministries representing clusters and then a simple random sampling was employed from each cluster to collect data. The researcher employed the theory of contingency valuation ...
ABSTRACT In this thesis, the concern has been to examine the structure, function and effects of Nigeria's commercial loan market. The main focus has been to empirically test for the incidence of credit rationing in the loan market, explain the rationale, identify the form and magnitude of rationing and examine the effects in the Nigerian economy. With respect to the structure and functions of the loan market, concentration ratio and market share indices were defined and derived as key measure...
ABSTRACT The failure of many Nigerian banks in recent times may be said to stem from weaknesses in the corporate governance of the sector. In spite of various regulatory frameworks which have been instituted toward ensuring compliance with ordinances, there are indications of increasing crisis in the banking sector of the Nigeria economy. Literature has paid little attention as to how corporate governance may have contributed to the waves of crisis in the sector. The purpose of this thesis i...
Abstract Given energy security and climate change challenges occasioned by increased hydrocarbon consumption, and increased trade between Nigeria and Cameroon, a holistic study of commercial energy (petrol, diesel, kerosene) demand in both countries is undertaken. Our main objective is to find out which of the two economies has performed better, in terms of energy intensity (i.e. which is less energy intensive) between 1971 and 2010. For this, five specific objectives were addressed, namely ...
Abstract Since 2003, the monetary policy in Kenya has pursued inflation targeting policy that pegs the desired inflation rate at 5 per cent. However, Inflation targets in Kenya have been missed frequently and the CBK has been unsuccessful at keeping and maintaining the inflation at the target rate. The average level of inflation has also been higher (10.17%) compared with the level of inflation in developed (3%) and emerging economies (8%). Missed inflation targets present a dynamic inconsist...
ABSTRACT Despite other contributions made to economic growth by other variables such as real growth in services and population growth, there has been an unending debate between exports’ contribution to economic growth in the Southern African Development Community (SADC). The purpose of this study was to examine the contribution of exports to economic growth in Southern African Countries for the period 2005 to 2016. A Random Effects Panel Data Model (REM) was used as the estimation techniqu...
ABSTRACT Studies worldwide have revealed that teacher quality as measured in terms of qualification, experience and attitude of teachers play a pivotal role in academic performance of pupils in Social Studies, Maths and English. Indeed, findings from the related local and international evidence-based research indicate that „what matters most‟ is quality teachers and teaching, supported by strategic teacher professional development! The influence of teacher quality in Kiswahili was not cle...
ABSTRACT Cocoa production has been the backbone of Ghana’s economy for more decades. It employs over a million people throughout the country and source of livelihood for many in the country. This study assessed economic and financial implications of decline in cocoa production in the Bono Region (Jaman South Municipality, specifically Drobo). The study adopted a case study research design using cross sectional survey methods. Purposive sampling was used to select 100 respondents for the stu...