ABSTRACT This research work investigated the Organizational Reward System and Its Effect on Staff Productivity: A Study of Selected Deposit Money Banks. The study was necessitated by the importance of reward system in enhancing employee performance. The work aimed at determining the effect of reward system on employee productivity. The study made use of secondary data in its analysis. Three explanatory variables (salaries and wages, pension contribution and other staff benefits /allowances) w...
ABSTRACT This study evaluated the contribution of information, communication and technology (ICT) on banking performance. My main objective of the study is to ascertain whether the adoption of ICT in Zenith Bank has led to increase in the profitability of the Bank and to determine whether the adoption of ICT in Zenith Bank has led to improved customer services. I adopted Expo-factor Research design. Data was generated from responses from various respond ents which were distributed among res...
ABSTRACT The adoption and widespread use of mobile phones in emerging markets have opened up diverse opportunities in financial services such as mobile money transfer. However, mobile money transfer is at different stages of adoption in emerging markets. The main objective of the research was to identify factors that influence consumers‘ intention to adopt mobile money transfer in Ghana. A conceptual research model was developed based on the Unified Theory of Acceptance and Use of Technolog...
ABSTRACT The study seeks to find out the implication of human resource development on the economic development of Umuna in Orlu Local Government Area in Imo State. With the use of survey design and random sampling of corporate workers, civil servants, private company workers and labor in general, questionnaire administration is used to acquire information and simple percentage for generalization. The study found out that development can be achieved through accessible health care and affordab...
ABSTRACT Small-holder farmers in the urban and peri-urban areas have become very vulnerable to land use change patterns due to rapid increase in population and urbanization. Farmlands are gradually being converted to residential facilities, posing significant threat to the livelihood of farmers who depend on such lands. Land use change at Abokobi dates back to the 2004, but the phenomena became more pronounced in 2008 when the Ga East District attained municipal status. With support from the ...
ABSTRACT Systemic Lupus Erythematosus is a disorder in which a person’s immune system attacks the tissues and organs of the body, causing inflammation, damage and dysfunction. Challenges associated with SLE include cognitive and behavioural changes as well as problems with perceived quality of life. It affects mainly women in their prime in Sub-Saharan Africa. This study examined the neuropsychological functioning of individuals with systemic lupus erythematosus (SLE) in Accra, Ghana. The s...
ABSTRACT This research work is on Microfinancing of Small and Medium Enterprises in Owerri with emphasis on selected Small and Medium Enterprises. The indispensable role of finance to the growth and survival of enterprises and the adoption of microfinance as the main source of financing Small and Medium Enterprises in Nigeria motivated this study. Primary data gathered using 5- Point Likert Scale questionnaire were presented and analysed using simple percentages and frequencies. Hypothes...
ABSTRACT Community development projects requires the use of participatory approaches in the formulation of plans to reflect the needs and aspiration of the people. Participatory development perceives local people as experts within their own circumstances, thus highlighting the need to draw on their strengths and indigenous capabilities. Active participation ensures that the beneficiaries of the development project are empowered to become actively involved in all stages of a project cycle. The...
ABSTRACT 1.0 BACKGROUND One of the indices for measuring the development of an economy is the size and maturity of its insurance industry. This is because the insurance industry plays a very important role in the mobilization and utilization of investible resources in the economy. It also acts as the observer of the risks and uncertainties associated with economic activities, the absence of a market for which can greatly reduce the growth of economic activity. The relevance of the insurance...
ABSTRACT Although spirituality has been found to reduce psychological symptoms, the factors that intervene in the relationship remain unclear. The present study aimed at determining whether African cultural values would moderate the relationship between spirituality and psychological health, and whether this observation was unique to SCD participants. Additionally, the study explored reasons for the use of African cultural values in coping. Finally, the study aimed at developing a model of co...
ABSTRACT Youth unemployment has remamed one of the present and persistent social problems that characterize Nigeria as a developing economy. Measures to address this social problem have featured prominently in the development agenda of successive governments. One of such measures was the establishment of the National Directorate of Employment (NOE), by the Babangida Administration in 1986. NOE is a public policy on employment and wealth creation that has managed to endure over the years...
ABSTRACT Given that globally, neurological disorders like epilepsy have remained a public health issue, this study explored the experiences of persons living with epilepsy (PLWE) in Accra, Ghana. The study was guided by Bronfenbrenner’s (1979) ecological systems theory. The objectives of the study were to: (a) explore the perceptions of PLWE and key informants regarding the disease, (b) identify the challenges faced by PLWE, (c) find out the coping strategies adopted by PLWE and (d) ascerta...
ABSTRACT This study is an attempt to develop strategies of mobilizing rural farmers especial ly. the rural farmers of selected local government areas of A nambra State. The researcher adopted the concept of sustainable development as a thcorelical framework for the study and reviewed the existing pol icies and progrn:nmes with respect to agricultural development. The s tudy concerned i tself with the signi ficance of mobil ization of rural farmers for sustainable agricuJ1uraJ !)roductivity. ...
Abstract This work examined the relationship between investments in service quality programmes by banks on their financial performance as well as the relationship between service quality delivery and the choice of banks and repeat purchase decisions by bank customers. The aim being to enhance Nigerian banks image in the global financial market. Banks in Nigeria continuously declare huge annual profits despite the fact that there has been seemingly increasing cases of complaints about the qua...
ABSTRACT This study investigated the effect of “Mergers and Acquisition and selected Banks’ performance” in Nigeria. It was necessitated by the frequent incidence of bank failures in Nigeria which has resulted in liquidation of some Banks and its attendant unemployment, loss of customers’ deposits and credit to prospective borrowers. The study relied mainly on secondary data for the analyses and covered the 1997 to 2014 period. The banks were randomly selected, while the analysis wa...